I am here to help you with all your purchasing & refinancing needs in WA & ID.

I am your go-to mortgage gal!

Hi there! I’m so happy you’re here. I’m Ally, a mortgage loan officer in Spokane. With a commitment to personalized service and a deep knowledge of the local market, I help clients navigate the complexities of securing a mortgage. Whether you are a first-time homebuyer or a seasoned real estate investor, I am dedicated to finding the right loan product for your needs. Contact me today to start your journey toward acquiring the perfect mortgage for your Spokane property.

Ally Thomas, Loan Officer, #1870112

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Overcome your obstacles

Fully understand your financial situation

I will help you review your financial situation, including income, assets, debts, and credit history, to asses your borrowing capacity and determine the type of loan you may qualify for.

Get Pre-Qualified.

I can work with you so you can prequalify for a mortgage, which gives you an estimate of how much you can borrow and demonstrates to sellers that you are a serious and qualified buyer.

Negtotiate terms & rates

I will work on your behalf to negotiate favorable loan terms and interest rates. I will help you understand the implications of different interest rates, loan terms, and discount points, allowing you to choose the most suitable option for your financial situation.

Guidance & Support

Throughout the home buying process, I will serve as your trusted advisor, addressing any questions or concerns you may have and providing guidance and support every step of the way. I will keep you informed about the status of your loan application and any additional requirements or documentation needed.

Attend a first time home buyer class with me!

First time homebuyer classes are a valuable resource for those looking to purchase their first home. These classes typically cover topics such as understanding the homebuying process, mortgages, budgeting, and financial assistance programs. By attending these classes, prospective homebuyers can gain valuable knowledge and skills that will help them navigate the complex process of purchasing a home. Whether you are a first-time buyer or simply looking to refresh your knowledge, enrolling in a first time homebuyer class can be a worthwhile (FREE) investment in your future homeownership journey.